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What you have to know about PLPD car insurance PLPD car insurance refers to private liability (PL) and house harm (PD) protection. PLPD insurance fulfills the state minimum amount specifications to work a vehicle on the highway. It is important to remember, however , that it doesn't include extensive or even crash protection. PLPD car insurance is normally a good suit for individuals generating an older vehicle, individuals with excessive factors on the permit, or these just with limited funds. In depth plus accident coverage choices add substantial cost to a car insurance plan. That is why a basic PLPD car insurance policy without these coverage options could be therefore affordable.